Home Page | Map to office | About | Contact Us | Email Us 

 

Mississauga Real Estate, Wills & Power of Attorney Law Services

You will find we have an open and casual atmosphere with an approachable staff providing you with real estate and family law related legal services and advice   
 

 Real Estate Lawyer Cindy McGoldrick, LLB

Simplified Steps for Buying your Home

This page will outline the steps you will take when you purchase your next home

1. Find out what you can afford - mortgage broker or bank

2. Get pre-approved - mortgage broker or bank

3. Find real estate agent

4. Find the home you want - real estate agent

5. Get a current market assessment (market analysis re price of home) - real estate agent

6. Place an offer on a home - real estate agent

7. If you have questions regarding the offer, ask your lawyer before signing

8. If there is a condition on reviewing the Status Certificate - have your lawyer review the Status Certificate before waiving the condition

9. Arrange for a home inspection - real estate agent can refer you to home inspector

10. Provide copies of agreement of purchase to the lawyer with basic information ie. full name of person(s) buying property, date of birth, name and phone numbers for your real estate agent and bank/broker

11. Obtain written confirmation from bank - provide copy to lawyer to make sure you attend at the financial institution or with broker to sign all documents, and provide all information required to finalize your mortgage

12. Notify utility companies you are buying property and arrange for the utilities to be put in your name on the date of closing ie. hydro, water, gas, Bell, Rogers

13. Arrange for home insurance

14. Attend at lawyer’s office to bring closing funds, proof of home insurance, personal identification (at least two, preferably driver’s licence and valid passport or major credit card)

I hope I have answered some of the most frequently asked questions, however, if I missed anything please do not hesitate to contact me.

There are normally some additional expenses (property tax adjustment, brokerage fees, pst on CHMC insurance fees) – make sure you ask your broker/bank about these charges.  You may read my list of typical Purchaser closing costs, adjustments and fees to expect.

Thank you for choosing to utilize our services.

Email: Sharnelle Hayden
Legal Assistant to Cindy McGoldrick
Phone: 905-608-9967 x 225
Fax: 905-608-8206

   
  This page and website were first created at 11:39 am February 29, 2008, last updated Thursday, August 21, 2014 12:10 PM © 2008 Cindy McGoldrick
6850 Millcreek Drive Unit 102, Mississauga, ON, L5N 4J9
Tel: 905-608-9967 xt. 223 Fax: 905-608-8206 Email: Cindy@cindymcgoldrick.com
    | About Us | Site Map | Privacy Policy | Contact Us | Home Page | Email Cindy